Vacant buildings pose risk

As tightening budgets force tough choices, many districts are consolidating operations, leaving buildings vacant. Doing so can significantly change the district’s needs regarding property and casualty coverage. Failure to update coverage may create extra expense.

Your insurance agent can re-evaluate the district’s coverage needs for a building that is not in use or for which there has been a change in how the building is used. A vacant building has greater exposure to vandalism but lower exposure to student injury.

If you change the occupancy status of any covered structure, please notify your insurance agent immediately. Your agent can recommend the best coverage options for your new situation.



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